Category: Insurance Claim Disputes
Life insurance is like a promise from a company to help protect your loved ones when you’re not around anymore. It’s a way to ensure they get some financial support when you’re not there to care for them. But, sometimes, a life insurance claim may not be approved. This life insurance claim denial can add […]
Life insurance claims can be difficult to navigate, especially in the wake of loss. Here are some of the most commonly asked questions about life insurance and life insurance coverage. If you have questions about your life insurance claim or believe your life insurance claim was wrongfully denied, call The Callahan Law Firm to speak […]
Many states, including Texas, have laws on the books that create a specific schedule for insurance providers to follow after insured parties make claims. Unfortunately, some insurance companies fail to act in accordance with this timeline for covered claims. Prompt Pay statues exist to ensure the insurance provider does not unfairly delay its investigation or […]
Life insurance companies are making it awfully easy to obtain a policy. Though most of these companies sincerely desire to help the family members of those who pass away, some are willing to extend a policy to simply make a profit. If you are interested in purchasing life insurance, you should be aware of the […]
Insurance providers have a duty of good faith and fair dealing to their policyholders. In plain English, this phrase means insurance companies have the duty to acknowledge customer claims in a prompt manner, to investigate the claim in a fair manner, and if money is owed on a claim, the insurance company must pay it […]
Having an insurance claim denied can be a difficult and confusing situation. If your insurance company has denied your claim based on credible proof, you likely don’t have much recourse. However, if you have carefully examined your insurance information and believe the insurance company denied your claim wrongly, then you likely have a valid reason to move forward […]
Almost everyone who owns a life insurance policy has the power to change the policy beneficiaries whenever desired. Furthermore, there is usually no need to notify the current beneficiary, nor is there any requirement for the current beneficiary to provide consent. The only exception is if the current beneficiary is irrevocable. How Insurance Companies Respond […]
What is Accidental Death Insurance? Accidental death and dismemberment insurance, AD&D for short, may pay benefits when an accident causes: Death. Loss of limbs or fingers. Loss of speech, eyesight or hearing. Prolonged coma. Paralysis. There may be other conditions which will allow you to collect benefits, depending on your policy. How do I get […]
An Attorney Will Help You Understand the Nuances of Your Life Insurance Policy Life insurance policies are intentionally complex legal documents. The purpose of crafting such a detailed document is to create opportunities for the life insurance company to deny claims. Our attorneys are can analyze the policy language, file a claim on your behalf […]
Life insurance companies will go to great lengths to delay or deny claim payments. Though these companies seem altruistic enough when life insurance policies are advertised, they exist for one reason: to make a profit. If life insurance companies pay all claims in full and on time, it cuts into the companies’ profits. Let’s take […]