Houston

Insurance Claim Lawyers

Insurance companies regularly use the tactics of “delay, deny, and defend” when handling policyholders’ claims. At The Callahan Law Firm, we represent policyholders against their insurance companies in insurance claim disputes arising from personal insurance claims on life insurance policies and homeowners’ policies, as well as business insurance claims on property insurance policies for theft, fire, hurricanes or other natural disasters.

Our Houston-based insurance attorneys understand that insurance policies are written by the insurance companies with their own best interest in mind, and not that of their policyholders. Insurance companies have armies of lawyers and other staff whose sole job is to help the insurance company avoid paying what it should.

Insurance companies are in the business of collecting premiums from their policyholders and then doing whatever it takes to save money when a claim is made, whether it’s by offering a less than fair settlement or by denying the claim outright.

Insurance Claims Attorneys in Texas Who Fight Insurance Companies in Claim Disputes

The insurance claim attorneys at The Callahan Law Firm aggressively represent policyholders in claim disputes with their insurance companies to make sure they get the insurance coverage that was paid for.

From our offices in Houston, Texas, The Callahan Law Firm helps policyholders throughout the state of Texas fight back when their insurance companies wrongfully deny an insurance claim.

Our insurance claims attorneys in Texas handle all insurance claim dispute cases on a contingency fee basis. This means that we do not get paid unless and until you get compensated by your insurance company. We have the knowledge, skill and experience to help individuals and businesses with insurance claims.

Contact The Callahan Law Firm today to discuss your insurance claim case. Free Consultation.

Commercial Insurance Claim

Businesses rely upon insurance coverage to limit their exposure to risks such as fire, theft, business interruption and other losses. When such a crisis occurs, they expect the insurance carrier to live up to its end of the bargain. When the insurance company denies or undervalues the claim, it can result in significant hardship and financial loss.

If you are involved in an insurance claim dispute, please contact us today to arrange a free case evaluation.

Long Term Disability Claim

The language in insurance policies is purposefully confusing and often virtually impossible for many people to understand. You may feel intimidated by a claims adjuster or another representative who aggressively tells you that your claim is not covered. Our long term disability insurance attorneys, professional staff and outside expert resources are equipped to deal with the fact-intensive investigation, negotiations and litigation that may be required to obtain the outcome you deserve. We refuse to be intimidated by the wealth and power of insurance companies or the “deny, delay and defend” tactics they teach their adjusters and lawyers.

Homeowners Insurance Claim

Has your homeowner’s insurance company denied your valid storm, fire, or theft claim? Are you dealing with intolerable delays, false claims on their part, or a settlement offer far below what you believe your coverage should provide? Our experience extends to cases arising from:

  • Hurricane Ike and other storms causing extensive, costly damage to homes and businesses
  • Burst pipes, caused by a hard freeze and water damage on South Texas homes
  • Fires and explosions
  • First-party construction defects
  • Theft Insurance claims involving valuable items

Insurance Agent Negligence

If a crisis should occur and you need to rely upon your insurance coverage, errors made by your insurance agent can leave you stranded. An error made by an insurance agent, whether intentional or not, can lead to denial of the coverage you need or even cancellation of your policy.

Errors by an insurance agent can result in a serious financial loss for the policyholder. Insurance agent negligence can take many forms. Some common examples include:

  • Failure to adequately explain the terms of the policy
  • Failure to write a policy that provides sufficient or correct coverage
  • Including inaccurate information on an insurance form
  • Failure to provide the insurance company with all necessary forms

Prompt Payment Claim

If you have not received “prompt payment” following a valid insurance claim, a Houston insurance attorney can help. All too often an insured is kept in the dark by the insurance company about the status of their claim. One of an insurance company’s obligations to those it insures is to promptly respond to any reported claim.

This means your insurance company must acknowledge your claim in writing and promptly begin its investigation. Then, once its investigation is complete the insurance company must promptly inform you whether or not the claim will be paid.

Texas Department of Insurance

The TDI is a state government agency responsible for regulating the insurance industry in Texas. When insurance agents and companies engage in unfair and unlawful practices, the TDI can impose fines or penalties. According to the agency, more than 30,000 TDI complaints get resolved each year. Yet, in some cases, the primary action taken is a reporting of the complaint.

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