What happens if the taxi driver doesn’t have insurance?

Any licensed taxi driver and taxi company are required by Texas law to carry liability insurance. However, if the taxi driver does not have insurance, your options for compensation are limited, but you may still be able to seek compensation through your personal auto insurance policy if you have uninsured/underinsured motorist coverage. Additionally, depending on the specific circumstances of the accident, you may be able to pursue damages from the taxi company or another party responsible for the accident.