Archives: FAQs
Insurance companies may choose to reject a claim on a life insurance policy for several potentially legitimate reasons, including: The failure to disclose pre-existing medical conditions that would have rendered the insured person ineligible for a policy Circumstances of the insured’s death that fall within a policy exclusions (e.g. suicide) Untimely filing of a claim […]
If the insurance company is denying a life insurance claim you believe that you are entitled to, talk to a Houston life insurance claim attorney from The Callahan Law Firm as soon as possible. You may only have a limited amount of time under the terms of the policy to contest a life insurance company’s […]
An Interpleader refers to a legal action that a life insurance company will file if it receives competing claims to the proceeds of a life insurance policy. Since the insurance company can be held liable if it pays the wrong beneficiary, an Interpleader allows the insurance company to turn the policy proceeds over to the […]
If you have life insurance proceeds that have been Interpleaded by the insurance company, you should talk to our Houston life insurance claim attorneys as soon as possible. The insurance company will likely be awarded its legal costs from the Interpleader action from the funds of the insurance proceeds. Having an attorney to represent your […]
At The Callahan Law Firm, you owe no fees unless we recover financial compensation for you. We also offer free case reviews to go over the details of your claim and to answer any questions you may have about your legal rights and options.
Yes, AD&D insurance typically pays out for accidental death if the cause is covered under the policy. It is important to review the specific terms and conditions of your insurance policy to determine eligibility for a payout.
To claim accidental death insurance, you generally need to notify the insurance company about the death and follow their specific claim process. This may involve submitting a claim form, providing supporting documents, and cooperating with the insurer’s investigation.
Accidental death insurance typically covers death resulting from accidents like car crashes, drowning, as well as other specific circumstances. Additionally, it may cover losses like limb or finger amputations, loss of sight, hearing, or speech resulting from accidents.
Technically, you could try negotiating with the insurance company by yourself, but it’s not the best idea. Insurance claims involve complex legal and contractual nuances, and without the proper knowledge and experience, you will find yourself at a disadvantage. Lawyers bring a deep understanding of insurance laws, extensive experience in negotiations, and the ability to […]
Upon receiving your claim, the insurer must acknowledge it and request any additional information related to your claim within 15 calendar days. After receiving all the requested information, the insurance company has 15 more business days to either approve or deny your claim in writing. However, the law permits the insurer to extend this deadline […]