Can I still file a claim or lawsuit if I didn’t report the accident immediately?

Yes, you can still file a claim or lawsuit even if you didn’t report the accident immediately. However, in Texas, the law requires accidents to be reported if they result in injury, death, or significant property damage (typically over $1,000). Failure to report such accidents on time may not only violate state laws but could also complicate the process of filing a claim or lawsuit. Delayed reporting can make it harder to gather evidence, affect the credibility of your claim, and potentially impact the insurance claims process