Insurance companies regularly use the tactics of “delay, deny, and defend” when handling policyholders’ claims. At The Callahan Law Firm, we represent policyholders against their insurance companies in insurance claim disputes arising from personal insurance claims on life insurance policies and homeowners’ policies, as well as business insurance claims on property insurance policies for theft, fire, hurricanes or other natural disasters.
Our Houston-based insurance attorneys understand that insurance policies are written by the insurance companies with their own best interest in mind, and not that of their policyholders. Insurance companies have armies of lawyers and other staff whose sole job is to help the insurance company avoid paying what it should.
Insurance companies are in the business of collecting premiums from their policyholders and then doing whatever it takes to save money when a claim is made, whether it’s by offering a less than fair settlement or by denying the claim outright.
Insurance Claims Attorneys in Texas Who Fight Insurance Companies in Claim Disputes
The insurance claim attorneys at The Callahan Law Firm aggressively represent policyholders in claim disputes with their insurance companies to make sure they get the insurance coverage that was paid for.
From our offices in Houston, Texas, The Callahan Law Firm helps policyholders throughout the state of Texas fight back when their insurance companies wrongfully deny an insurance claim.
Our insurance claims attorneys in Texas handle all insurance claim dispute cases on a contingency fee basis. This means that we do not get paid unless and until you get compensated by your insurance company. We have the knowledge, skill and experience to help individuals and businesses with insurance claims.
Insurance companies collect premiums from their policyholders and pay claims only when they must. They do not profit by paying claims. When a claim is made, the law states that the insurance company has a duty of “good faith and fair dealing” when investigating the claim. However, all too often, they seek to profit by acting in bad faith with their customers by unfairly denying, delaying or limiting benefits without a reasonable basis. Contact us for a free case evaluation regarding a bad faith insurance claim.
All too often an insured is kept in the dark by the insurance company about the status of their claim. One of an insurance company’s obligations to those it insures is to promptly respond to any reported claim. This means your insurance company must acknowledge your claim in writing and promptly begin its investigation. Then, once its investigation is complete the insurance company must promptly inform you whether or not the claim will be paid. If you have not received “prompt payment” following a valid insurance claim, our team of Houston insurance attorneys can help. Contact us today for a free case evaluation.
If you have recently lost a loved one and then had your attempts to collect on that person’s life insurance policy stonewalled or outright denied, it is essential to work with an experienced life insurance attorney in Houston Texas, who knows how to get justice for clients located anywhere within the state. One of our experienced lawyers will provide you with a free initial consultation, investigate further as necessary, and strive to help you make the best decisions about what steps to take to attempt to recover the policy benefits as well as any other damages available to you under Texas law.
Has your homeowner’s insurance company denied your valid storm, fire, or theft claim? Are you dealing with intolerable delays, false claims on their part, or a settlement offer far below what you believe your coverage should provide? At The Callahan Law Firm, our Houston homeowners insurance attorneys have built a strong track record of standing up for individuals’ and families’ rights against insurance companies.
If you have recently had a long term disability claim denied, it is essential to work with an experienced insurance attorney in Houston, Texas who knows how to get justice for clients located anywhere within the state. One of our lawyers will provide you with a free initial consultation, investigate further as necessary, and strive to help you make the best decisions about what steps to take to attempt to recover the policy benefits as well as any other damages available to you under Texas law.
Businesses rely upon insurance coverage to limit their exposure to risks such as fire, theft, business interruption and other losses. When such a crisis occurs, they expect the insurance carrierto live up to its end of the bargain. When the insurance company denies or undervalues the claim, it can result in significant hardship and financial loss. At The Callahan Law Firm, we represent businesses from the Houston area and throughout Texas that are engaged in insurance disputes.
In some cases, a denied insurance claim is the result of negligence on the part of the insurance agent. Insurance agents have a responsibility to be competent and deal in good faith with their clients. When they fail to meet these obligations, the policyholder’s coverage can be denied when they need it the most. If you have suffered damages due to an insurance agent’s negligence, it is important to consult with an experienced Texas insurance claims attorney.
The Texas Department of Insurance (TDI) is a state government agency responsible for regulating the insurance industry in Texas. When insurance agents and companies engage in unfair and unlawful practices, the TDI can impose fines or penalties. According to the agency, more than 30,000 TDI complaints get resolved each year. Yet, in some cases the primary action taken is a reporting of the complaint. When Texans feel wronged by insurance companies, they have the right to file a complaint with the TDI. Unfortunately, filing a complaint with the TDI often will not resolve your insurance problem. If you are a policyholder facing an insurance claim dispute, contact The Callahan Law Firm to consult with a lawyer experienced in handling insurance claims.